Virtually Staged. PRICE REDUCTION! PRICED BELOW APPRAISAL! Appraised at $713,000 in 2026, this TOP-FLOOR CORNER PENTHOUSE is now offered at $649,900, leaving room for a buyer to update and make it their own. Enjoy PANORAMIC WATER VIEWS of the Intracoastal, Sand Key, and Clearwater Beach, and sunsets from your private balcony. This spacious 1,900 sq ft residence at Viewpoint-on-the-Bay offers a split-bedroom layout, generous living and dining areas, a primary suite with walk-in closet and dual sinks, a second walk-in closet, in-unit laundry, and plenty of storage. The kitchen and baths are ready for your design vision, and the big-ticket items are done: the AC and water heater were replaced in 2024, and the seller is offering a $1,500 APPLIANCE CREDIT. MAJOR BUILDING PROJECTS ALREADY COMPLETE: newer roof, exterior painting, a 2022 seawall, Milestone and SIRS inspections done, and current special assessments paid in full. The HOA covers building insurance, water, sewer, trash, exterior and grounds maintenance, reserves, and the heated waterfront pool. Enjoy secure building access, elevator service, an assigned under-building parking space, a storage unit, and guest parking. Tucked between downtown Clearwater and Morton Plant Hospital, minutes from waterfront parks, marinas, restaurants, and Clearwater Beach. Buyer and buyer's agent to verify all condominium, leasing, pet, and association requirements.